Quote:
What happens if you do not wear a seat belt? It is an offence not to buckle up. You could be fined if you fail to wear your seat belt or if you drive someone under 16 who is not properly fastened in. The fine is $125. You will also receive three demerit points for a seatbelt infraction. If this moves you into a negative safety rating or if you already have a negative safety rating you will have to pay a penalty of $25 for each negative point.
Not wearing a seat belt increases your chances of being injured in a collision. Statistics show that seat belts can decrease the chances of sustaining a serious injury in a traffic accident by as much as 50%. If you are injured in a collision while not wearing a seat belt you could be held partly responsible for your injuries, since you are required by law to wear a seat belt. Even if another person caused the collision and you decide to sue that person, you may not recover your damages in full. By neglecting to buckle up, you bear part of the responsibility for your own injuries if failure to wear a seatbelt has contributed to your injuries.
I am sure the others have similiar laws and or fines, our Insurance industry though is fairly convoluted as well when it comes to individual provinces, and I am sure that not only would it affect the claim, but also send premiums through the roof. :rolleyes: