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So you would rather have a virus destroy your hard driver, then spyware change ur homepage ?
Adware (at best) is really only annoying and like was mentioned can only change your home page or have pop-up's. Now sure that can be annoying but I would rather have that then a virus that could/would eliminate and/or destroy my system's data. And IMO adware isn't THAT hard to get rid of. Ad-Aware hasn't failed me yet and if you take simple precaution's then you eliminate your chances of getting any form of spyware. Viruses on the other hand might require you to get a good A/V (possibly spend money on it) keep definition's up to date, keep the version up to date, etc etc.