I suppose this is where the American and Canadian banking systems show a real difference...we essentially have 5 banks... the various checks are quite distinguishable... even to the average person on the street who doesn't look at them regularly... Also checks have security features... security features that you can't get simply by printing the check...Quote:
Originally Posted by Negative
Who said anything about units? They are talking about using a scanner and a software package... there's nothing personalized about that...Quote:
Also, I think you need to consider that those units are highly personalized: when you fraudulently scan a check in the way you describe it, it's obvious to anyone that you are the one who committed the fraud (as you are the owner of the equipment). As soon as the victim notices that a check got cashed that he didn't write, the trail goes straight to you.
I don't think it's that cut and dry... The only record of the check is electronic... who's to say it's real or not...Quote:
I don't really see the difference. In both cases, fraud is pretty easy - but in both cases, you'll get caught as soon as the victim notices.