A funny thing just happened!
Your post got me to thinking about win95/98 passwrds. So, I did a search on packetstormsecurity site and came up with this (querry "passwords"):
"ShowPass 1.0"
ShowPass 1.0 - like dripper - dial up password ripper for Windows. With this program you can find every password in a machine! "*" shadowed passwords, dialup passwords and cached passwords are on your hire. It's like a combination of Dripper, Revolution and Pwlview. Program supports both English and Turkish. Homepagehere. By Misoskian
I downloaded, I then ran norton on it and it found this:
PWsteal.trojan
Ha! Hmmm..was it infected to steal and send...or is this how it opens the pwl files and shows them to me??? Well, Im leaving it alone..I don't want to find out!