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I too have broadband. The real question is how many people will be on your page at one time. It isn't bad if they come and go, but if they all come and one time, you MAY notice a slow down. ...

First off, I used GoDaddy.com to register a domain. I recommend them ;)
Second, I host locally and I pay for hosting (don't ask why).

Now, to answer your questions:

1will i have to pay for...