Here are some graphics tools you can use to make and work with images for your web sites.

1)GIF Construction set-- You can animate preexisting gifs with it, and you can also make banners and moving signs with it. $20.00 www.mindworkshop.com

2)Ultimate Paint-- paint program you can get for free. There is also a pay version. www.ultimatepaint.com/index.html

3)Painter 23-- another free paint program &

4) Icona 5 for working with icons. These last two are freeware and they can be found at:
http://jansfreeware.com/jfshareware.htm

Click the "graphics" link on Jan's homepage to get to these.