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So whats the difference between the two? Well alot of windows virii sets up a .reg or whatever so it'll load at the startup but if something is on a *nix then a attack would come almost instantly when you open the file or it'll probably distort your OS like a rootkit would in order to setup attacks on a later date instead of instant yet small attacks. You must also remember: 'if you have dual boot and you install virii... once you switch OS you can be effected.'
If you don't feel like geting AV then I would highly suggest consintrating more on firewalls especially since exploits are more common then *nix virii.
What in the WORLD did you just say? It made no sense at all. There are *NIX virii, but very few are out there. Rootkits/trojans/virii/worms are totally different things. It seems you are trying to lump them together. Here is such worm