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I don't see what the big deal is. If you're at home I would hope you can trust your family enough to either not look at your passwords stored in plain text or not do anything with them. If you're at work, or anywhere else public, you're just an idiot to have a program store your password for you. Survival of the fittest!
Tsk, tsk. I'm going to have to bust a shoe off in your arse. Why don't you leave your CC numbers on your home PC too. Think about how botnets work (as just one example). Think about what information is gathered from home users (the majority of where this info is glommed from) and reported back to the C&C server. You're lucky I'm in a good mood or I'd have to release the neg-u-lator 3000 on you. Contrats, you have achieved end user status with me.