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I'm not sure about the $50 limit but the bank has said they will re-emburse any disputed payments. While the investigation looks into it and honor any payments that are found to be fraudulant.
Lets hope they stick to their word.(I've never been in this situation before so I don't know what the proceedure is.)
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I tend to agree with most of the other posters here in that the theft of information probably took place from somewhere that you did business. Looking at what you have setup however, I wanted to make a comment. I am assuming that you have some kind of a router that is allowing the three computers on your LAN to share your ADSL connection. My recommendation to you would be to buy a little firewall/dhcp/router/switch combination box. They are cheap (I have seen several online recently for around 50 US dollars) and are, as far as I can tell, very effective. IMHO, if you are waiting until the traffic gets to your box to block it (software firewall), you have waited too long. A layered approach is much better.
Neb
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Did you have to enter your E-mail address into any of the sites you used?
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As far as how to share your printers and files, install netbeui on all the machines sharing things, and in network neighborhood, properties of file and print sharing for microsoft networks, or something really close to that, find binding, and uncheck TCP/IP, make sure netbeui is checked.
this prevents teh shares from being accessed by the net (TCP/IP)
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Nebulus200, I think you're right I'll get myself a router with a firewall.
Ratman 2, unfortunately yes. I always use a hotmail or yahoo account but I think my girlfriend uses her free ISP's account accessed with outlook express.
The guy that sent the email got her address from somewhere.
Avenger, thanks for the tip I'll check it out.
Cheers.
Nick.