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If an account is used unlawfully or is in violation of the user policy, UMA reserves the right to terminate the account without notice and without refunds. Files that violate the user policy are subject to deletion without notice. Clients violating the user policy will be held responsible for damages to UMA, including but not limited to, UMA's systems, servers, connectivity, reputation, business, service, network, operations, or equipment. Determining what constitutes a policy violation is the sole discretion of UMA, and includes, but is not limited to, the following: