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You have to log on as the user who owns the file (Administrator alone won't do it..example: if user A infects a machine with a virus, and only user A has write access to the virus, then no other user will be able to take action on the file), make sure the owner has write access, and take action. Or, you can log on as an administrator, take ownership of the file, give yourself write access, and take action. This should do it..Good Luck.
WAZZ can you explain what you mean by this.. I get the feeling you are not describing the home enviroment (for that matter many commercial windows enviroments..