After going back and reviewing all these posts and checking everything on my computer for the umpteenth time, I discovered that I was only running XP sp1. I thought it had downloaded and installed sp2 after the reinstall of the OS. I then downloaded sp2 and installed it and the security tab miraculously showed up...YEAH!!! I then used the take ownership of a folder option and BINGO...I could get all my pictures again. They are now copied to the new harddrive and backed up also.

Thanks to everyone for their input and help solving my dilemma. I couldn't have done it without your help. Special thanks to Hesperus for the link to that article. It was right on target and was exactly what I needed but couldn't do it until sp2 was installed.

Thanks again!