Anyway I was just saw some TV program about this kind of thing... and they had a security expert in from symantec, that said "He would never use online banking, and that you could ask anyone who knows anything about computer security and they would all say the same" so I thought I would put that to the test.
Now i know why Symantec is deploying a lot of crap lately.... This guy is smart as a door...he is the kind that doesnt make online transactions, but give his credit card to the waiter in the restaurant to pay the bill....
There is not such thing as a "total secure financial transaction". Every kind of transaction poses a risk, including doing that with cash.... If you take precautions, you can mitigate the risks of each kind.