Thanks Terr.

I am in DOS now.. some of the sites that I tired do not hav a FTP server connection though . such as the Webshots web site
( I want my darn photoes I have uploaded there and need theire software to keep track of my files and photos, but that TOO
gets a error when I download the darn Executable file..and yep I tried a few of their samples they asked me to try fro a first time
setup)

Before formatting drive D:\ I will get a new modem first.
If that fails then it's format both drivers I guess. I cannot figure this out..

For a FTP program or server i use PowerDesk Pro 4.0
It does everything fro me from zip files, veiw files and photoes and anything else I tell it to edit or extract and so on...no problems there.. I can transfer files from IRC and MSN with no problems and they are not corupted. but from IE or Drive D:\ ??

bad file transfer or corupted file.....

Ohh.. I went to go get Go-Zilla... corupted file... WTF!!!!

( this is terrible....)