Two things, dude. Firstly, this isn't the right place to post this question.
And secondly, I think they're stored in various .pwl files. But these files are very likely to be heavily encrypted, so just "getting" the passwords out of them might nor be a very easy thing to do.

WebCarnage, MS's own applications, for example even the default inet dailer saves it in .pwls, right? I thought only other software vendors put their password in files other than .pwl. Isn't .pwl the standard for MS?