The first thing to do is contact the three credit agencies. Don't do anything else. Make sure no cards have been registered. Search google for "opt out credit ". This will stop preapproved offers from coming. If ID theft was infact the case your problems could be growing as you are reading this.

Then check out this tutorial. Identity Theft

I wrote it last year, the second one isn't as applicable to your case at hand. But incase you are intersted go here.


If you want my opinion it sounds as if it was just some Credit Card Fraud. I hope for this case I am not wrong. As far as it goes from there, I would contact the CC folks and make sure they allow some sort of charge back coverage. If they don't tell them it was nice working with them and find a new CC and get a balance transfer. As far as the rest, I would defenitley contact some sort of law enforcment. Perhaps local police, if they are no help they might be able to tell you where to go next. Your very best bet I already mentioned. Contact the three credit bureau.

If you need anything hit me back with a PM. I'll do anything I can to help.


Be safe and stay free