Non-moron trojan users keylog you, rather than just wait for you to be online so they can mess with your head. Messing with your head is actually the last thing any non-moron trojan user does to your system. After they've keylogged as many password inputs as they think they will get, and snooped and downloaded anything that looks interesting.

Smart trojan users will install redundant trojans, keyloggers, etc. Then they'll keylog your passwords and steal your files, and then they'll mess with your head.

Now, are you all seriously willing to assume CarefulEugene is being messed with by a moron trojan user? I'm not.

It really depends on your comfort level. I'm not at all comfortable with NOT rebuilding a hacked system, and I have a pretty good grasp of what's available to detect and remove and protect and harden your system short of that step.

- Qualm