I think thumbprint or rf tag implant is coming very soon to open up a line of credit. Now if people treat this as if the company that they do business with ( technically if they have your information there is some kind of business involved in there somewhere) lost or misplaced a document and someone went out and bought a whole lot of stuff pretending to be you I think the company that handles that information should be liable. I see too many excuses for poor security claiming the government is behind the times on securing personal data. For that matter how is it that the government gives these companies this data without checking to see if they are secure? National Insecurity seems like an immenent headline.