Nevermind. I figured it out.

What a pain!

Here's the solution if you read this and needed an answer.

In secpol.msc under Security Options you must change the following:

Network access: Sharing and security model for local accounts

Change it from-
Guest only- local users authenticate as Guest
to
Classic- local users authenticate as themselves

This opens up the security on the machine a little, but for what I'm doing it's accetable risk.

Thanks for the read.